Which company pioneered the modern Buy Now, Pay Later (BNPL) model that sparked the current industry revolution?

Buy Now, Pay Later (BNPL) services have transformed retail financing in recent years, offering consumers flexible payment options and retailers increased sales. This financial innovation has grown exponentially, disrupting traditional credit models and changing purchasing behavior across different demographic segments. Test your knowledge about this significant retail finance trend that's reshaping consumer purchasing power and retail economics.

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