Which retail innovation from the 1890s is widely considered the first structured customer loyalty program in American history?

In today's competitive retail landscape, loyalty programs are everywhere - but their origins stretch back further than you might think! Customer retention strategies have evolved dramatically over the centuries, from simple punch cards to sophisticated digital ecosystems. Test your knowledge about how retailers throughout history have incentivized repeat business and built customer loyalty before the digital age.

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S&H Green Stamps, where customers collected stamps with purchases to redeem for merchandise
Montgomery Ward's 'Dividend Checks' that returned a percentage of yearly spending to customers
Woolworth's 'Preferred Customer Cards' offering exclusive discounts to cardholders
Sears Roebuck's 'Catalog Points' program where mail order purchases earned rewards