Which retail cybersecurity innovation was widely adopted after major data breaches in 2013-2014 and significantly reduced point-of-sale credit card fraud?

The retail landscape has been transformed by digital technology, but with this transformation comes vulnerability. Major retailers have faced devastating data breaches that exposed millions of customer records, leading to significant financial and reputational damage. This poll tests your knowledge about one of the most significant retail cybersecurity innovations that changed how the industry protects customer payment data.

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EMV chip technology (chip-and-PIN/chip-and-signature cards)
Blockchain-based payment verification
Biometric payment authentication
End-to-end tokenization