Which game is widely credited with popularizing microtransactions in Western markets, introducing the infamous 'horse armor' DLC that became a turning point in gaming monetization strategies?

The gaming industry has evolved dramatically in terms of monetization strategies. One of the most controversial yet profitable innovations has been microtransactions—small purchases made within games for virtual items, cosmetics, or gameplay advantages. This trivia question explores the origins of this now-ubiquitous business model that transformed gaming economics and player experiences forever.

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• The Elder Scrolls IV: Oblivion (2006)
• World of Warcraft (2004)
• Team Fortress 2 (2007)
• MapleStory (2003)

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