Which company pioneered the modern 'Buy Now, Pay Later' model in 2014 that allows customers to split payments into interest-free installments at point of sale?

The retail landscape has been transformed by innovative payment solutions that enhance customer experience and drive conversion rates. 'Buy Now, Pay Later' (BNPL) services have exploded in popularity, changing how consumers approach purchasing decisions. This poll tests your knowledge about this significant e-commerce trend that has disrupted traditional payment methods and influenced retail strategies worldwide.

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Affirm
Afterpay
Klarna
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