Which security innovation, introduced in the mid-1990s, is widely credited with enabling widespread consumer adoption of e-commerce by allowing secure credit card transactions online?

Test your knowledge about a pivotal technological innovation that transformed retail and e-commerce. This question explores how a specific technology fundamentally changed how customers authenticate purchases online, addressing early concerns about digital transaction security while enabling the e-commerce boom we experience today. Understanding this milestone helps contextualize the evolution of digital commerce and consumer trust in online shopping.

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SSL (Secure Sockets Layer) encryption
Two-factor authentication
Digital signature technology
PayPal's escrow payment system