Which payment innovation from the 1990s was the first to enable real-time credit card authorization at retail points of sale, dramatically reducing fraud?

The way we pay for products has transformed dramatically over the decades. From cash and checks to contactless payments and cryptocurrency, payment technologies reflect broader economic trends and consumer behaviors. This trivia tests your knowledge about a significant innovation in retail payment systems that changed how businesses operate worldwide. Do you know which payment technology breakthrough revolutionized retail in the 1990s?

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EMV chip technology
Electronic Data Capture (EDC) terminals
PayPal digital payments
RFID payment systems