Which company first introduced the EMV chip card standard that revolutionized retail payment security worldwide?

The retail payment landscape has undergone dramatic transformation in recent decades. From cash registers to contactless payments, the technology that powers transactions continues to evolve at a rapid pace. This trivia question tests your knowledge about a significant milestone in payment system development that changed how consumers interact with retailers worldwide. How well do you understand the history and evolution of the technology that processes billions of transactions daily?

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Europay, Mastercard, and Visa (the 'EMV' consortium)
IBM, Microsoft, and Verifone
Electronic Data Systems (EDS)
PayPal, Square, and American Express