Which innovative payment technology did the U.S. federal government first implement in 2008 to replace paper Social Security checks, reducing costs by approximately $1 billion over a decade?

As governments worldwide modernize their payment systems for citizen services, they've implemented various technologies to improve efficiency and reduce fraud. These systems handle everything from tax refunds and benefit payments to government contract disbursements. This trivia tests your knowledge about a significant shift in government payment technology that impacted millions of citizens.

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Direct Express prepaid debit cards
Blockchain-based payment verification
Mobile payment apps with biometric authentication
RFID-enabled benefit cards