Which ancient civilization invented the first recorded retail payment system using clay tokens that functioned similar to modern receipts?

The ancient world had sophisticated retail systems long before modern commerce. From the Agoras of Greece to the Forums of Rome and the bazaars of Mesopotamia, retail has a rich history spanning thousands of years. Ancient civilizations developed complex trade networks, currency systems, and marketplace innovations that would lay the groundwork for modern retail practices. Test your knowledge about how our ancestors shopped, traded, and innovated in the earliest retail environments of human civilization.

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Mesopotamians (Sumerians), who created clay envelope tokens around 3500 BCE to represent goods and transactions
Ancient Egyptians, who developed papyrus scrolls with hieroglyphic receipts for marketplace purchases
The Indus Valley Civilization, which used stamped clay seals as proof of payment for goods
Ancient Chinese merchants during the Shang Dynasty, who created bone oracle receipts for silk and jade sales