Which transit system was the first to introduce a fully contactless, open-loop payment system that allowed passengers to directly tap bank cards instead of purchasing proprietary tickets?

The transportation industry has seen significant innovations in how passengers pay for their journeys. From paper tickets to contactless payments and beyond, payment systems have evolved to enhance customer experience and streamline operations. This trivia question focuses on a groundbreaking payment innovation that changed how commuters interact with public transportation systems. Test your knowledge of how payment technology has transformed the transit experience!

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Transport for London (TFL) with their Oyster Card system upgrade in 2014
New York MTA with their OMNY system in 2019
Tokyo Metro with their Pasmo system in 2016
Hong Kong MTR with their Octopus Card upgrade in 2017