Which security innovation, first widely implemented in 1994, is credited with enabling the e-commerce boom by allowing secure credit card transactions online?

The world of e-commerce has transformed how we shop, with numerous breakthrough innovations shaping the digital marketplace over the decades. This trivia question tests your knowledge about a pivotal moment in e-commerce history that fundamentally changed online shopping security. Can you identify which technology revolutionized consumer confidence in digital transactions?

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Secure Sockets Layer (SSL) encryption
Two-factor authentication (2FA)
Digital fingerprinting verification
QR code payment systems