Which payment innovation, first widely adopted in the 1950s, was originally marketed as 'The Diner's Club Card' and fundamentally transformed retail purchasing by introducing the concept of 'buy now, pay later'?

Before digital wallets and contactless payments transformed retail, several revolutionary payment technologies changed how people shopped throughout history. This trivia challenges you to explore the evolution of retail payment systems that laid the foundation for today's commerce landscape. Test your knowledge about a pivotal innovation from the mid-20th century that fundamentally changed consumer purchasing behavior and retail operations worldwide.

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Universal credit card (charge card)
Electronic funds transfer (EFT) system
Magnetic stripe card technology
Retail installment credit plan