Which groundbreaking technology, invented in 1994, first enabled secure financial transactions online and is considered crucial to the birth of modern e-commerce?

The digital revolution transformed retail forever, but do you know the origins of online shopping? This trivia question explores a pivotal moment in retail technology advancement that changed how we shop. Test your knowledge about the early days of e-commerce and how this revolutionary invention set the stage for today's trillion-dollar online marketplace. Can you identify the true pioneer of secure online transactions?

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SSL (Secure Sockets Layer) encryption protocol
XML (Extensible Markup Language) for data transfer
JavaScript programming language
RFID (Radio-Frequency Identification) tracking system